★ Category overview

Fintech Companies in Singapore (2026)

Last updated: 20 July 2026

Singapore's fintech sector spans payments, digital banking, wealthtech, regtech and insurtech. Most production deployments touch MAS-regulated activity, so the right partner depends on licence class and data-residency posture as much as product fit. Start with a clear use case — payments, KYC, portfolio management — then pressure-test compliance and audit obligations before procurement, because the licence a vendor holds defines what it can legally do for you.

What to look for
  • MAS licence class that actually covers your intended activity (PSA major / standard payments, CMS, digital bank, recognised market operator).
  • PDPA-aligned data handling — data residency, retention, and audit trails fit for regulated customers.
  • Integration depth — local rails (PayNow, FAST, SGQR), card networks, KYC providers, and core-banking connectors.
  • Operational maturity — incident-response SLAs, MAS TRM alignment, and a clear answer on outsourcing notifications.
  • A verifiable entity — the ACRA UEN, the MAS Financial Institutions Directory entry, and the named licence should all match.
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Unison Consulting was launched in Singapore on September 2012, the hub of the financial industry, with innovative visions in the technocratic arena.

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Accredit Pte Limited is a licensed money lender in Singapore, offering fast cash loans and financial support with a focus on customer protection.

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Agrud is a Singapore-headquartered fintech company providing a governed data and content orchestration layer.

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AMTD Digital is a Singapore-headquartered digital solutions platform offering services across multiple verticals.

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Bitlayer Labs is a web3 infrastructure company, founded in 2023, building Bitlayer, the first Bitcoin Layer-2 network based on the BitVM paradigm.

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Bitrue is a cryptocurrency exchange that has been operating since 2018, offering a platform for buying and selling…

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Brankas is an Open Finance technology provider offering API-based solutions, data, and payment solutions for financial service providers.

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BTSE is a global blockchain technology company providing a digital asset exchange for spot and derivatives trading.

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Cake Group, founded in Singapore on June 7, 2019, is a fintech company that provides transparent cashflow services from digital currencies.

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