★ Category overview

Fintech Companies in Singapore

Last updated: 24 May 2026

Singapore's fintech sector spans payments, digital banking, wealthtech, regtech and insurtech. Most production deployments touch MAS-regulated activity, so the right partner depends on licence class and data-residency posture as much as product fit. Start with a clear use case — payments, KYC, portfolio management — then pressure-test compliance and audit obligations before procurement.

What to look for
  • MAS licence class that actually covers your intended activity (PSA major / standard payments, CMS, digital bank, recognised market operator).
  • PDPA-aligned data handling — data residency, retention, and audit trails fit for regulated customers.
  • Integration depth — local rails (PayNow, FAST, SGQR), card networks, KYC providers, and core-banking connectors.
  • Operational maturity — incident-response SLAs, MAS TRM alignment, and a clear answer on outsourcing notifications.
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Thunes Asia operates a Direct Global Network that enables real-time cross-border payments for banks and neobanks. The company facilitates sending and receiving payments across 140 countries and in 90 currencies. Its network supports payments to 4 billion mo...

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SenSen Technology is a Singapore-based fintech operating at the intersection of data analytics and payments. The company offers an alternative payment layer that runs on top of existing payment infrastructure, combining stablecoin and fiat rails in one acco...

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LEO Wealth Singapore is part of a global wealth management group with offices across the United States and Asia. The wealthtech firm provides high-net-worth clients with integrated wealth management, including investment advisory, portfolio management, fina...

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Brdgx is a fintech company that provides a business-to-business (B2B) digital treasury platform. The company enables local-currency international transactions in Greater China and Southeast Asia, offering localized payment coverage and efficiency for corpor...

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Boost Capital provides AI-powered technology that enables financial institutions to onboard customers faster and smarter. The company's solutions include e-KYC, e-KYB, document processing, fraud detection, and progressive profile development. Boost Capital'...

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Dynamic-GRC provides Governance, Risk, and Compliance (GRC) solutions for financial services, professional services, and listed companies. The company offers GRC-Maestro products designed for AML Risk Assessment, ESG Management, Fraud Prevention, and Invest...

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BTSE is a global blockchain technology company providing a digital asset exchange for spot and derivatives trading. The company offers a comprehensive range of cryptocurrency trading products and services, including spot trading, futures trading, fixed inco...

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2C2P is a payments platform that enables businesses to accept and make payments. The company offers solutions for various payment methods, including cards and digital wallets, and supports over-the-counter payments at more than 600,000 locations across Asia...

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Envisso provides embedded credit insurance and AI-powered merchant risk monitoring for acquirers, PSPs, and payment facilitators. The company enables the onboarding of deferred delivery merchants without requiring reserves. Envisso's solutions include Prote...

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Meet Nina - the Web3 AI assistant by Antalpha (NASDAQ: ANTA). Ask anything about crypto in plain language. Get real-time market data, on-chain insights, DeFi analysis, and web3 Q&A, all powered by Antalpha's proprietary MCP framework. English 繁體中文 跟隨系統 亮色 暗...

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Triple A Technologies, operating as Triple-A, provides crypto payment infrastructure for businesses to send and receive payments in stablecoins and local currencies. The company enables global payments without the complexities of holding, managing, or conve...

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Alta Alternative Investments operates as a licensed digital securities exchange for alternative investments, serving as a marketplace for private companies, funds, and alternative assets. The company applies modern fintech technology to the Digital Assets s...

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Founded in 2015, FOMO Group is a fintech group based in Singapore, offering one-stop digital payment, digital banking, and digital asset solutions, bridging Web 2.0 and Web 3.0 ecosystems. FOMO Group owns three licensed financial institutions: FOMO Pay, Cap...

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Experience data-driven portfolio management and explore diverse investment opportunities on Investbanq. Wide selection of stocks, bonds, funds, ventures, private equity, and other alternative assets. Headquartered in Singapore, Investbanq provides a secure...

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A-IT Software Services is a Singapore-headquartered IT services outsourcing and consulting firm specializing in technology solutions for the banking and financial services sector. The company delivers innovative and effective business solutions for customer...

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Hydra X is a Singapore-headquartered fintech group that provides regulatory-compliant, enterprise infrastructure for digital capital markets. The company offers solutions for tokenisation, issuance, trading, and custody of traditional and digital assets. Hy...

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FUSION Foundation is a blockchain-based decentralized finance platform that provides IT solutions and distributed ledger technology services. The company offers open-source infrastructure for decentralized global finance technology, enabling companies and d...

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Texcent is a global payment platform solutions provider based in Singapore. The company offers fully integrated mobile applications and focuses on developing comprehensive payment solutions for various needs. Texcent's services support a wide range of digit...

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Yalamanchili, also known as YSP (Yalamanchili Solutions for Payments), is a global technology solutions provider specializing in Payments and Cards. Established in India in 1996, the company is headquartered in Singapore with branches in India, the United K...

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Access real-time KYC, KYB and AML intelligence across 600M+ entities including China Mainland companies. Identify UBOs and monitor risks instantly. QCC specializes in delivering professional KYC solutions, AML/CTF compliance support, corporate risk assessme...

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Canopy is a Singapore-headquartered WealthTech platform that provides wealth management systems for family offices, private banks, and wealth managers. The company offers solutions for portfolio management, account aggregation, and consolidation, including...

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Safeheron, founded in Singapore in 2021, offers enterprise-grade digital asset self-custody services and MPC privatization solutions. The company provides an all-in-one self-custody platform built on proprietary MPC-TEE technologies, ensuring enhanced digit...

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Libeara is a road-tested asset tokenisation platform that seeks to introduce a new approach to investing through technology and innovation. Libeara is an asset tokenisation platform incubated by is More Accessible & Equitable with Tokenised Assets Libeara i...

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FinIQ Consulting is a specialist software vendor for capital markets trading and investments, serving over 100 financial institutions globally. The company provides a technology platform for retail and private wealth management, enabling clients to grow wea...

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Frequently asked questions

Does my fintech vendor need a MAS licence?

It depends on the activity. Under the Payment Services Act and related frameworks, MAS regulates most payment, e-money, lending and capital-markets activity, and the licence class defines what a vendor can legally do for you. Verify the licence or exemption on the MAS Financial Institutions Directory, and confirm it covers your specific use case before contracting.

How do I verify a fintech company is properly licensed in Singapore?

Check the MAS Financial Institutions Directory and register of payment-service providers for the entity and its licence class, and confirm the company ACRA UEN matches. Be cautious if a vendor describes itself as MAS-regulated without naming a specific licence. The licence class, not the label, determines what they may do.

What is a MAS regulatory sandbox, and does it mean a product is approved?

A sandbox lets a firm test an innovation under relaxed, time-limited conditions with MAS oversight. It accelerates experimentation but is not a full licence — production rollouts still require formal licensing and any outsourcing notifications. Treat sandbox participation as a signal of engagement with MAS, not as evidence of full regulatory approval.

Are PayNow and FAST integration standard for Singapore fintech?

Largely yes. Real-time PayNow and FAST coverage and PDPA-grade data handling are baseline expectations rather than differentiators for Singapore-facing products. If a vendor cannot support local rails or describe its data handling clearly, treat that as a gap. Ask about SGQR acceptance and corporate PayNow for collections.

What should regulated buyers check before adopting a fintech vendor?

Confirm the MAS licence class covers your use, review outsourcing and audit terms against MAS expectations, check where data is processed and stored, and clarify incident-reporting responsibilities. For technology risk, MAS TRM guidance applies. Get the shared-responsibility split and exit and termination terms documented before integrating into production.