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Payment Providers in Singapore

Payment providers in Singapore span card acquirers, payment gateways, e-wallets, account-to-account rails (PayNow, FAST, SGQR), and cross-border specialists. Choice depends on your customer mix (B2B vs B2C), transaction volume, average ticket size, and the markets you settle into. Pricing usually combines a discount-rate per transaction, a fixed fee, and platform charges — compare effective rates on actual volume, not headline fees.

What to look for
  • MAS licence type relevant to your use case: Major Payment Institution (MPI), Standard Payment Institution (SPI), or Digital Payment Token Service.
  • PCI DSS compliance scope — full Level 1 if you handle PAN directly, or hosted/iframe options to reduce your scope.
  • Settlement currency, settlement frequency, and which payment methods are supported natively vs. via third-party connectors.
  • Fraud and chargeback tooling — 3DS2 support, network tokenisation, velocity rules, and dispute-management workflow.
  • Effective rate on your transaction profile, including FX margin if cross-border, plus minimums, refund fees, and exit terms.
Showing 1-24 verified payments fintech companies
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2C2P is a payments platform that enables businesses to accept and make payments. The company offers solutions for various payment methods, including cards and digital wallets, and supports over-the-counter payments at more than 600,000 locations across Asia...

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Connect via APIs to your own bank accounts seamlessly. Enable real-time payments, eGIRO, and real-time credit notifications to reconcile bank transactions against invoices, in any ERP system of choice. Acme provides fast, easy, and streamlined bank integrat...

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Explore private markets and alternative investments. Invest in structured products, private equity, hedge funds, and more, with lower minimums and transparent fees. ADDX is an investment platform headquartered in Singapore that offers accredited investors a...

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Advanced Processing Systems (APS) is a Singapore-based fintech company with over twenty years of experience providing payment technology solutions. The company offers data analytics and visualization services to convert complex data into actionable insights...

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AiRTS is an AI-first next-generation technology firm. AiRTS operates in the fintech space and serves organisations looking for practical technology outcomes. Public information from the company's online presence suggests a focus on delivering business-ready...

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Airwallex (Singapore) provides a global payments and financial platform. The company offers global business accounts, high-speed transfers, multi-currency cards, and online payment solutions. Airwallex also provides embedded finance options and financial in...

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Founded in 2014, Aleta Planet is a Singapore-headquartered global payments solution provider that simplifies online, cross-border, and remittance services for businesses. The award-winning fintech operates across Australia, Hong Kong, Malaysia, the UAE, and...

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Ample Transfers is a licensed Major Payment Institution under the Payment Services Act, with over two decades of experience in remittance and money transfer services. Established in 1997 as Ameertech Remittance and Exchange Services, the company facilitates...

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Artha Tech was founded by finance and technology professionals to address industry challenges including complex regulations, fragmented systems, and slow product launches. The Singapore-headquartered payments fintech builds modern payment infrastructure and...

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Multi currency business account, for start-ups & SMEs, to manage your company spends & expenses, accounts receivables & payables, invoices, bills, corporate cards & cross-border payments. Aspire is the all-in-one finance platform for modern businesses, help...

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Banking Computer Services Private Limited (BCS) is an IT company based in Singapore, operating within the financial sector. BCS is a key payment network operator and a Designated Payment System Operator, responsible for managing and operating the national c...

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Bitfia Labs is a Singapore-headquartered fintech infrastructure provider specializing in global enterprise payments. The company bridges traditional banking with blockchain technology to facilitate borderless, instant, and compliant B2B commerce. Its offeri...

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BitGo Singapore Pte. Ltd. is regulated by the Monetary Authority of Singapore as a Major Payment Institution. The company provides regulated custody, trading, automated settlement, and token management services. BitGo Singapore supports over 1,300 coins and...

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Brdgx is a fintech company that provides a business-to-business (B2B) digital treasury platform. The company enables local-currency international transactions in Greater China and Southeast Asia, offering localized payment coverage and efficiency for corpor...

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Chocolate Finance is a Singapore consumer wealth and savings fintech, operated by Chocfin Pte Ltd and licensed by the Monetary Authority of Singapore. Through its app it offers a managed account designed to deliver attractive returns on customers' cash whil...

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Cleanverse offers a compliance-driven infrastructure for trusted Web3 payments, ensuring verified identities and regulated stablecoins for traceable transactions. Cleanverse is a chain-agnostic, wallet-neutral compliance-native infrastructure layer designed...

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CloudPay Asia is the regional delivery hub of CloudPay, a global managed payroll and pay experience provider, operating from Singapore Land Tower. The Singapore team runs payroll for multinational employers across Asia Pacific on CloudPay's unified platform...

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Cube Payment Services Pte Ltd (CubePay) is a Singapore-headquartered digital payment financial technology company. The company specializes in enabling payment acceptance for merchants through its RadiumOne Merchant Payment Platform. This platform supports d...

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Cyberbeat provides a secure digital payments and authentication platform, focusing on protecting customer credentials and securing payment transactions within the digital ecosystem. The company offers solutions like VkenCredence for digital trust, VkenPay f...

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Cynopsis Solutions is a RegTech100 company that focuses on anti-money laundering and counter terrorism financing SaaS products. Cynopsis Solutions operates in the fintech space and serves organisations looking for practical technology outcomes. Its public w...

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Debia provides multi-currency payment solutions for retailers and SMEs in Singapore and Malaysia. The company's platform enables businesses to accept major payments, including Visa, Mastercard, Alipay, UnionPay, and over 30 other wallets and currencies. Deb...

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Digital Treasures Centre (dtcpay) is a fintech company that provides digital payment solutions. dtcpay is a regulated Major Payment Institution (MPI) licensed by the Monetary Authority of Singapore (MAS) to conduct Digital Payment Token (DPT) services. The...

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Digix has ceased operations as of 21 March 2023. Digix operates in the fintech space and serves organisations looking for practical technology outcomes. Its public website highlights: Trang web không chỉ cập nhật tỷ lệ mà còn mang đến góc nhìn đa chiều từ c...

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eBaoTech is a technology solution provider for global insurance industry. eBaoTech International operates in the fintech space and serves organisations looking for practical technology outcomes. Its public website highlights: eBao Cloud Open API platform Pa...

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Frequently asked questions

Do payment providers in Singapore need a licence?

Yes — payment services are governed by the Payment Services Act, and providers must hold the relevant licence or qualify for an exemption. The licence class defines what a provider may do. Verify status on the MAS register before integrating, and confirm the licence covers your specific activity, such as merchant acquisition or e-money issuance.

What is SGQR and should my business accept it?

SGQR is Singapore unified QR standard accepted by most local wallets and bank apps, letting one QR serve many payment schemes. For most merchants it simplifies acceptance and reconciliation. Ask your provider whether they support SGQR and PayNow Corporate, which enables real-time account-to-account collections at near-zero cost.

How can I lower cross-border payment costs from Singapore?

Beyond card rails, evaluate real-time corridors — PayNow links to PromptPay (Thailand), UPI (India) and others, and the multilateral Project Nexus — which can settle faster and cheaper than cards for supported countries. Ask providers which corridors they support and compare total cost, settlement time and FX against card processing for your markets.

What is the difference between a payment gateway and an acquirer?

A gateway transmits transaction data between your checkout and the banks; an acquirer holds the merchant account that receives funds. Some providers bundle both. Clarify who underwrites the merchant account, the settlement timeline, and the fee split, because pricing and risk responsibilities differ across the two roles.

How is PayNow Corporate different from consumer PayNow?

PayNow Corporate lets businesses receive real-time account-to-account payments addressed to their UEN, enabling near-instant, low-cost collections and reconciliation. It suits invoicing and recurring B2B receipts better than card rails. Ask your bank or provider about UEN registration, transaction limits and how receipts reconcile into your accounting or ERP system.