Advanced Processing Systems (APS) is a Singapore-based fintech company with over twenty years of experience providing payment technology solutions.
Fintech Companies in Singapore (2026)
Last updated: 20 July 2026
Singapore's fintech sector spans payments, digital banking, wealthtech, regtech and insurtech. Most production deployments touch MAS-regulated activity, so the right partner depends on licence class and data-residency posture as much as product fit. Start with a clear use case — payments, KYC, portfolio management — then pressure-test compliance and audit obligations before procurement, because the licence a vendor holds defines what it can legally do for you.
- MAS licence class that actually covers your intended activity (PSA major / standard payments, CMS, digital bank, recognised market operator).
- PDPA-aligned data handling — data residency, retention, and audit trails fit for regulated customers.
- Integration depth — local rails (PayNow, FAST, SGQR), card networks, KYC providers, and core-banking connectors.
- Operational maturity — incident-response SLAs, MAS TRM alignment, and a clear answer on outsourcing notifications.
- A verifiable entity — the ACRA UEN, the MAS Financial Institutions Directory entry, and the named licence should all match.
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