★ Category overview

Fintech Companies in Singapore (2026)

Last updated: 20 July 2026

Singapore's fintech sector spans payments, digital banking, wealthtech, regtech and insurtech. Most production deployments touch MAS-regulated activity, so the right partner depends on licence class and data-residency posture as much as product fit. Start with a clear use case — payments, KYC, portfolio management — then pressure-test compliance and audit obligations before procurement, because the licence a vendor holds defines what it can legally do for you.

What to look for
  • MAS licence class that actually covers your intended activity (PSA major / standard payments, CMS, digital bank, recognised market operator).
  • PDPA-aligned data handling — data residency, retention, and audit trails fit for regulated customers.
  • Integration depth — local rails (PayNow, FAST, SGQR), card networks, KYC providers, and core-banking connectors.
  • Operational maturity — incident-response SLAs, MAS TRM alignment, and a clear answer on outsourcing notifications.
  • A verifiable entity — the ACRA UEN, the MAS Financial Institutions Directory entry, and the named licence should all match.
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Canopy is a Singapore-headquartered WealthTech platform that provides wealth management systems for family offices,…

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Cobo is a Singapore-headquartered digital asset infrastructure company providing custody and wallet solutions.

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Fynxt is a Singapore-based fintech company that provides a low-code, modular Digital Front Office platform for…

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Grab is a Singapore-headquartered superapp operating across Southeast Asia, offering a wide range of everyday services.

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Gxs

GXS Bank is a Singapore-licensed digital full bank, regulated by the Monetary Authority of Singapore.

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Hydra X is a Singapore-headquartered fintech group that provides regulatory-compliant, enterprise infrastructure for digital capital markets.

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BIT, formerly Matrixport, is a Singapore-headquartered digital asset financial services and infrastructure group.

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Partior is a fintech company founded in 2021 that provides a blockchain-based payment network for real-time atomic…

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Safeheron, founded in Singapore in 2021, offers enterprise-grade digital asset self-custody services and MPC privatization solutions.

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Switcheo Labs is a Singapore-based software development lab specializing in decentralized technologies and decentralized finance (DeFi).

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Validus is a Singapore-headquartered fintech company established in 2015, focusing on providing financing solutions to…

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Xfers is a Singapore-based payments technology company founded in 2015, providing payment acceptance, payouts, and…

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Yuno provides AI financial infrastructure for global operations, offering a payment orchestration platform that manages…

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Paymonade is the trading name of Damoon Technology (Europe) AG, a Singaporean-founded, Singaporean-led digital-asset infrastructure firm.

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