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★ Category overview
Fintech Companies in Singapore (2026)
Last updated: 20 July 2026
Singapore's fintech sector spans payments, digital banking, wealthtech, regtech and insurtech. Most production deployments touch MAS-regulated activity, so the right partner depends on licence class and data-residency posture as much as product fit. Start with a clear use case — payments, KYC, portfolio management — then pressure-test compliance and audit obligations before procurement, because the licence a vendor holds defines what it can legally do for you.
What to look for
- MAS licence class that actually covers your intended activity (PSA major / standard payments, CMS, digital bank, recognised market operator).
- PDPA-aligned data handling — data residency, retention, and audit trails fit for regulated customers.
- Integration depth — local rails (PayNow, FAST, SGQR), card networks, KYC providers, and core-banking connectors.
- Operational maturity — incident-response SLAs, MAS TRM alignment, and a clear answer on outsourcing notifications.
- A verifiable entity — the ACRA UEN, the MAS Financial Institutions Directory entry, and the named licence should all match.
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Sirius Technologies is listed as a fintech-focused technology company serving banks and financial institutions with digital transformation support.
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Smile is a Singapore-headquartered fintech providing income and employment data across platforms and employers through a single API.
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Solderfield, founded in 2007 by senior banking technologists, provides technology-based business solutions primarily…
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Spark Systems is a fintech company focused on building next-generation foreign exchange (FX) trading platforms.
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SQ2 Fintech is a Singapore-based financial technology company providing digital payment solutions, fintech…
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Stardust Technologies specializes in fintech and web3, developing fully decentralized non-custodial financial applications.
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Starfish Digital is a Singapore-based fintech connecting Open Banking to Open Finance.
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Tahi Data Services provides data analytic solutions and expertise globally, with over 10 years of experience.
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TASPro Technologies is a Singapore-based fintech that focuses primarily on the financial services industry, delivering…
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Tazapay is a Singapore-headquartered cross-border payments company that helps businesses collect and send payments globally.
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Texcent is a global payment platform solutions provider based in Singapore.
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is a Singaporean corporation that supports the Blockchain ecosystem and cryptocurrency. The Oxchild Pte.Ltd.
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ThitsaWorks is a Singapore-registered FinTech company certified by the Singapore FinTech Association as a real-time…
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Thunes Asia operates a Direct Global Network that enables real-time cross-border payments for banks and neobanks.
Tookitaki's FinCense platform combines AI with community-driven intelligence to deliver real-time AML, fraud detection,…
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TOTM Labs co-builds AI-enabled Web3 ventures, aiming to unlock value through a user-centric ecosystem based on trust,…
TradeFlow Capital Management is a Singapore-headquartered fintech that transforms the risk associated with SME…
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Transparently is a fintech company that provides AI-powered solutions to detect accounting manipulation and financial…
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TRAXX offers tailored, compliant global payment processing solutions with advanced security, serving businesses of all sizes around the world.
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Triple A Technologies, operating as Triple-A, provides crypto payment infrastructure for businesses to send and receive…
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Trust IQ Pte. Ltd., operating as Trusting Social, is a financial technology firm based in Singapore.
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TrustPlus AI offers an AI-powered platform designed to transform enterprise credit risk management.