★ Category overview

Fintech Companies in Singapore (2026)

Last updated: 20 July 2026

Singapore's fintech sector spans payments, digital banking, wealthtech, regtech and insurtech. Most production deployments touch MAS-regulated activity, so the right partner depends on licence class and data-residency posture as much as product fit. Start with a clear use case — payments, KYC, portfolio management — then pressure-test compliance and audit obligations before procurement, because the licence a vendor holds defines what it can legally do for you.

What to look for
  • MAS licence class that actually covers your intended activity (PSA major / standard payments, CMS, digital bank, recognised market operator).
  • PDPA-aligned data handling — data residency, retention, and audit trails fit for regulated customers.
  • Integration depth — local rails (PayNow, FAST, SGQR), card networks, KYC providers, and core-banking connectors.
  • Operational maturity — incident-response SLAs, MAS TRM alignment, and a clear answer on outsourcing notifications.
  • A verifiable entity — the ACRA UEN, the MAS Financial Institutions Directory entry, and the named licence should all match.
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Nium is a Singapore-headquartered global payments fintech that provides a payments infrastructure to move money across borders.

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Nufin Data is a Singapore-based fintech company established in 2017, specializing in financing solutions for small and…

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Optimai, headquartered in Singapore, is a Financial Technology specialist focused on building the next generation…

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Pico is a technology services provider for financial markets, delivering trading infrastructure, global connectivity,…

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Protos Labs offers Protos AI, an Adversary Intelligence Platform designed to accelerate investigations into cyber, fraud, and supply chain risks.

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Rakkar Digital is a licensed digital asset and crypto custodian that utilizes MPC-CMP technology, hardware isolation, and cold-wallet protection.

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Regtank is a Singapore-headquartered SaaS technology company providing one-stop end-to-end KYC/AML compliance solutions…

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Shield is a device-first fraud intelligence platform that helps digital businesses stop fraud and reduce friction across web and app.

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